Published: September 2012

Full-file utility credit reporting could hurt millions of consumers

In a letter to Congressman Renacci, Consumer Action expresses concerns about H.R. 6363, and the issue that it promotes – full-file utility credit reporting. This practice will add millions of new negative reports to the credit reporting system and may harm many consumers. It also may undermine long-standing protections developed by state utility commissions across the country to protect consumers when utility bills spike during weather extremes. Full-file utility credit reporting could also hurt job seekers when employers use credit reports, and consumers when they buy home or auto insurance.

Lead Organization

National Consumer Law Center

Other Organizations

National Consumer Law Center (on behalf of it low-income clients) | Center for Economic Justice | U.S. PIRG | Consumers Union | National Association of State Utility Consumer Advocates | Center for Digital Democracy | National Fair Housing Alliance | Consumer Action | Action, Inc. | TURN—The Utility Reform Network | Ohio Partners for Affordable Energy

More Information

National Consumer Law Center

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Full-file utility credit reporting could hurt millions of consumers   (Letter_re_Concerns_about_Full_File_Utility_Credit_Reporting.pdf)